Terms of Service

Last updated: 1st January 2026

Acceptance of Terms

By accessing and using the website proverium.pro and the educational services provided by Proverium SARL ("we", "our", or "us"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

Company Information

These terms govern your use of services provided by Proverium SARL, a company registered in Luxembourg with registration number RCSB478621, located at Rue Philippe II 145, 4003 Esch-sur-Alzette, Luxembourg, VAT number LU47953146.

Description of Services

Proverium provides educational services focused on stock market fundamentals, including but not limited to fundamental analysis training, technical analysis education, risk management strategies, and investment strategy development. Our services are purely educational in nature and do not constitute financial advice, investment recommendations, or trading signals.

User Obligations

By using our services, you agree to:

  • Provide accurate and complete information when requested
  • Use our services only for lawful purposes and in accordance with these terms
  • Not reproduce, duplicate, copy, sell, resell, or exploit any portion of our educational materials without express written permission
  • Not use our services to transmit, distribute, or deliver any unsolicited bulk or spam email
  • Not attempt to gain unauthorised access to our systems or networks
  • Respect the intellectual property rights of Proverium and third parties

Educational Nature of Services

Our services are strictly educational and informational. We do not provide financial advice, investment recommendations, or trading signals. All educational content is for informational purposes only and should not be considered as personalised investment advice. You should consult with qualified financial advisors before making any investment decisions.

Intellectual Property

The service and its original content, features, and functionality are and will remain the exclusive property of Proverium SARL and its licensors. The service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent. All educational materials, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and software, are the property of Proverium or its content suppliers and are protected by intellectual property laws.

Payment and Refund Policy

Payment terms for our educational services will be clearly communicated at the time of service agreement. All fees are non-refundable unless otherwise specified in writing or required by applicable law. We reserve the right to modify our pricing at any time, though any changes will not affect existing service agreements.

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these terms by reference. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall Proverium SARL, its affiliates, agents, directors, employees, suppliers, or licensors be liable for any indirect, punitive, incidental, special, consequential, or exemplary damages, including without limitation damages for loss of profits, goodwill, use, data, or other intangible losses, arising out of or relating to the use of, or inability to use, our services. Our total liability to you for all damages, losses, and causes of action shall not exceed the amount paid by you for our services in the twelve months preceding the claim.

Disclaimers

Our educational services are provided on an "as is" and "as available" basis. We make no representations or warranties of any kind, express or implied, as to the operation of our service or the information, content, materials, or products included on our service. To the full extent permissible by applicable law, we disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.

Indemnification

You agree to defend, indemnify, and hold harmless Proverium SARL and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees).

Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the terms. Upon termination, your right to use the service will cease immediately. If you wish to terminate your account, you may simply discontinue using the service and contact us to request account closure.

Governing Law

These terms shall be interpreted and governed by the laws of Luxembourg, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these terms will not be considered a waiver of those rights. Any legal action or proceeding arising under these terms will be brought exclusively in the courts of Luxembourg.

Severability

If any provision of these terms is held to be invalid or unenforceable by a court, the remaining provisions of these terms will remain in effect. These terms constitute the entire agreement between us regarding our service and supersede and replace any prior agreements we might have between us regarding the service.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our service after those revisions become effective, you agree to be bound by the revised terms.

Contact Information

If you have any questions about these Terms of Service, please contact us:

Email: legal@proverium.pro

Phone: +352 23938826

Address:

Proverium SARL
Rue Philippe II 145
4003 Esch-sur-Alzette
Luxembourg